We combine deep expertise, trusted infrastructure, and a tech-driven mindset to deliver institutional-grade servicing, advanced data management and reporting
About Reviva
Reliability, Results, Reviva
We’re committed to helping our clients make
smarter decisions, reduce friction, and unlock value — with a sharp focus on quality, accountability, and long-term results.
Seamless servicing
Data transparency
Actionable insights across credit portfolios

Regulated by the Luxembourg Financial Supervisory Authority (CSSF). To ensure strong governance and compliance, we engage PwC for external audits and Grant Thornton for internal auditing.
Our license covers :
- Debt Collection,
- Client Communication
- Administration
- We are also licensed as an economic advisor in Luxembourg.
Headquartered in Luxembourg, we operate a branch in Copenhagen, a subsidiary in Lisbon, and maintain partnerships across Europe.
Corporate governance
Reviva Capital is a PSF-licensed entity
Accomplishments
15 Years of driving returns
Over the years, we’ve built a reputation for precision, efficiency, and innovation in credit asset servicing. From complex restructurings to large-scale portfolio management, our expertise spans multiple asset classes and jurisdictions.
With a deep understanding of institutional-grade servicing, we help clients maximize recoveries, streamline operations, and enhance portfolio performance. Our proprietary technology-driven platform ensures transparency and control at every step.
Backed by decades of experience, our team has delivered exceptional outcomes across European markets, consistently outperforming industry benchmarks.
27
Loan Portfolios onboarded
3,000+
Individual cases
€3.1bn
Recovered on NPL portfolios
€2.5m
Average UPB per case
Our team
Expertise that delivers
At Reviva, we bring together a powerhouse team of specialists from lending, investment banking, corporate finance, M&A, real estate, accounting, and operations.
Our in-house IT and data analytics team continuously enhances our operational platform, ensuring cutting-edge data management and reporting solutions.
This multi-disciplinary expertise, combined with deep local market knowledge and language skills across multiple European markets, gives us a unique edge.
We operate with the precision and integrity required for the regulatory and institutional landscape while maintaining an entrepreneurial, solutions-driven mindset.
9 years
Average Tenure
15 years
Average asset servicing experience
15 years
Avg professional banking & real estate experience
9 years
Average Tenure
15 years
Average asset servicing experience
15 years
Avg professional banking & real estate experience

Management





Management

Paul has over 30 years’ experience in banking and finance having worked for “Big 4” audit firms, banks and has expertise in financial and operational restructuring and turnarounds.
Paul holds a Masters Degree in Accounting and Economics from the University of Aberdeen and is Fellow of the Scottish Institute of Chartered Accountants. He holds a Luxembourg business licence as an economic advisor and accounting expert.
Paul is a British citizen and has lived in Luxembourg since 1990.

Brandur has over 30 years’ experience in the international finance, cross-border M&A and Private Equity Real Estate Investment & Management. Since 2008, he has been actively involved in the European NPL market especially in the realisation of complex commercial real estate loans and collaterals across Europe.
Graduated with Cand. Oecon in Finance from the University of Iceland in 1996 and has extensive experience in working across borders and cultures from having operated in USA, Europe, Asia and the Middle East.
Brandur was born in USA and has lived and worked in Iceland and the UK before moving to Luxembourg in 2004 where he currently resides.

Bjorn Agust has over 25 years’ experience in information technology, both within the financial services industry and the retail industry. He has a proven track record and expertise in developing and delivering complex business solutions to international companies in Europe, USA, Asia and the Middle East.
Bjorn Agust holds a B.Sc. Degree in Computer Science and Business Administration from Reykjavik University. He is originally from Iceland but has lived abroad for most of his adult life and currently resides in Luxembourg.

Prior to joining Reviva, Philip spent 6 years at EY Corporate finance with a focus on Infrastructure advisory and transaction support. Prior to EY, Philip spent 3 years as functioning Group Treasurer at DNB Nord.
Philip graduated with a Masters in Economics (Cand. Polit.) from the University of Copenhagen.

Diogo joined Reviva Capital in early 2022 from CMS Portugal.
Diogo is a Portuguese national and lives and works in Lisbon.



Board of Directors




Ari has over 25 years’ experience at the intersection of information technology and banking and finance, in both executive and non–executive roles and has spent the last 12 years as an active participant on the European NPL market. Prior to incorporating Reviva Capital, Ari was Managing director of Glitnir Bank Luxembourg and led its successful restructuring and voluntary winding–down from 2008.
Ari holds B.Sc. in Computer Sciences and MBA from Reykjavik University and has completed the International Directors Programme at the INSEAD university in France.
Ari is a native Icelander, living and working in Luxembourg for the last decade, but recently returned to his home country where he is actively engaged in investments and board member roles in finance and IT sectors.

Since 2005 Steen has served on a wide range of boards in Denmark and abroad, in both financial services and a wide range of industrial companies. Steen also played an active role in unwinding defaulted banks in Denmark and Iceland during the years 2010–2016. Steen currently serves as Chairman or Deputy Chairman of 6 Companies and as a board member of an additional three companies.
Prior to his career as a non–executive director, Steen served in various companies in the international financial services sector, both banking and insurance, in Denmark, UK, Italy and US, including Citibank, UBS, Atradius and Aon.
Steen is a Danish national and resided in Copenhagen, Denmark.

Maxim has over 15 years experience in the financial sector with focus on real estate debt and direct asset workout.
Maxim holds a Master degree in Finance and Management and BSC (Hons) in Economics from Loughborough University.
Maxim joined the board of Reviva Capital in June 2022.
Our shareholders
Reviva Capital is a management founded company. Following a shareholding restructuring in April 2024, investment funds under the management of Davidson Kempner European Partners currently hold 75.7% of outstanding shares of the company.